0208 773 7667 graeme@jadeifa.com

Savings & Investments

Savings & Investments Sutton, Surrey – Jade IFA Ltd

Savings and Investments Sutton, Surrey

Investments Sutton – Find the right investment opportunities for you!

For a specialist financial adviser in Sutton use Jade IFA Ltd. Why not make your money work for you? With investment advice from Jade IFA Ltd, you may be able to do just that.

Before we begin…

Before deciding on any investment an analysis should be made of your needs. What are you trying to achieve and over what timescale? What level of risk are you willing to take? What are the differences between savings and investments and which might be right for you? Should you build a lump sum by saving regularly or do you have a lump sum but don’t know where best to invest? There are far too many options to include here so do it the easy way. Take us up on our offer to give you a FREE NO OBLIGATION initial savings and investment meeting during which we will help you to assess your attitude to risk and explain your options in easy to understand terms.

Individual Savings Accounts (ISA’s)

Tax isn’t everything!

Is an ISA a suitable investment for you and if so what type should you have? Just because there are tax advantages doesn’t mean you should have one. In fact, dependent upon the tax position for you and your spouse, there may be no advantage at all. ISA’s can have significant tax advantages when compared to some of the alternatives but tax considerations come AFTER a decision is made to utilise your ISA allowance at all. Find out more and review your existing investments at the same time with our FREE NO OBLIGATION initial savings and investment meeting during which we will help you to assess your attitude to risk and explain your options in easy to understand terms.

Investment Bonds

An investment bond is technically a single premium life assurance contract although the life cover aspect is minimal. Is an onshore or an offshore bond most suited to your needs? Would you like guarantees in-built into the plan? Should you be sheltering the investment under a Trust? We can help you choose the right investment bond for you and your circumstances if we feel that a bond is suitable. If there are more suitable options we will explain the reasons why.

Unit trusts/Investment trusts

A decision as to whether to invest into which (if any) of these investments will depend entirely upon your needs, objectives and timescales. Either option can provide a simple and cost-effective route into stock market investments and at the same time allow the ability to spread risk. Investment can be made by regular contribution and/or by investing a lump sum. Under these three sections change ‘The purpose of the Savings & Investment section is to provide technical and generic guidance and should not be interpreted as a personal recommendation or advice.’ to “Please note that the above information should not be viewed as a personal recommendation or solicitation to deal”. The purpose of the Savings & Investment section is to provide technical and generic guidance and should not be interpreted as a personal recommendation or advice.

Get in touch Today!

Give us a call today to arrange a FREE initial appointment to see how we can help!

Call 0208 773 7675 or email graeme@jadeifa.com.