0208 773 7667 graeme@jadeifa.com

Retirement

Pensions, Annuities & Retirement Planning Sutton, Surrey – Jade IFA Ltd

Pensions, Annuities & Retirement Sutton, Surrey

Retirement Sutton – Act today to secure your pension for tomorrow.

You are never too young to start saving for retirement and you are never too old to make a difference later in life. It’s true that the earlier you take action the more financial freedom you can create for yourself and your family later. It appears to be accepted that we will all be obliged to work later – but is that really true? A whole raft of new pension legislation has recently been introduced so how do the new rules affect you and what are your options now or in the future? Take our FREE NO OBLIGATION initial meeting during which we will help you to understand your existing plans, the latest changes, how they impact on you and what you can do about it.

Pensions

PPP, SIPP, AVC, FSAVC, SASS, Auto-enrolment, workplace pension. What does it all mean?

Pension simplification was a term the Government introduced some years ago but most people we speak to haven’t found anything simple about pensions! Generically, a pension is a savings plan on which you get tax relief on contributions, tax free growth in the meantime and tax free cash when you want to take benefits. In practice, pensions are complex, especially now that employers are obliged to make contributions on behalf of their employees. How does a workplace pension fit in with existing plans? The answer is… it depends! Take our FREE NO OBLIGATION pension assessment meeting during which we will help you to understand your existing plans, the latest changes, how they impact on you and what you can do about it.

Annuities

Annuities are pretty simple. In exchange for a lump sum the annuity provider will pay a predetermined level of income either for a fixed term or for life. Once in force they cannot be changed.

Should you buy an annuity or look for something more flexible? How would you feel about a guaranteed non-annuity option? Take our FREE NO OBLIGATION pension assessment meeting during which we will help you to understand your existing plans, the latest changes, how they impact on you and what you can do about it.

Get in touch Today!

Give us a call today to arrange a FREE initial appointment to see how we can help!

Call 0208 773 7675 or email graeme@jadeifa.com.